Gather ingredients – bread, bananas, chocolate chips, eggs, milk, and sugar.
Step:1 Preheat oven to 350°F (175°C).
Step:2 Slice bread into cubes and place in a baking dish.
Step:3 Layer sliced bananas and chocolate chips over the bread.
Step:4 Whisk together eggs, milk, sugar, and vanilla.
Step:5 Pour the egg mixture over the bread, bananas, and chocolate.
Step:6 Let it soak for 10 minutes.
Step:7 Bake for 40-45 minutes until golden and set.
Serve warm with a drizzle of chocolate or a scoop of ice cream!