Terms and Conditions

Malcom Galloway
Author : Malcom Galloway
Last Updated: 07 January 2026

These Terms and Conditions (“Terms”) govern your use of UMCard (“we,” “us,” or “our”), available at https://umcard.org (the “Site”). By accessing or using the Site, you agree to these Terms. If you do not agree, please stop using the Site.

1) Acceptance of Terms and Changes

By visiting or using UMCard, you confirm that you accept these Terms and agree to follow them.

We may update or revise these Terms from time to time. When we do, we’ll update the “Last updated” date at the top of this page. Your continued use of the Site after changes are posted means you accept the revised Terms.

2) Who We Are and What We Do

UMCard is an editorial and affiliate website focused primarily on iGaming content, including U.S.-facing online poker topics such as:

  • online poker Florida platforms,
  • payment methods (cards, e-wallets, mobile wallets, bank transfers, crypto),
  • poker formats (cash games, MTTs, SNGs, fast-fold),
  • mobile poker performance,
  • bonuses, rakeback, and VIP rewards,
  • responsible gambling tools and player safety.

We are not an online poker room, casino, sportsbook, or gambling operator. We do not accept bets, manage player accounts, process payments, or hold funds.

All content is provided for informational and comparison purposes only.

3) Eligibility (21+) and Local Laws

You must be 21 years of age or older (or the legal gambling age in your jurisdiction, if higher) to use this Site.

Online gambling laws in the United States vary by state. Some states permit certain forms of online gambling, while others restrict or prohibit them. You are solely responsible for:

  • knowing the laws that apply in your state or location,
  • ensuring that accessing third-party poker or casino sites is legal for you.

UMCard does not provide legal advice and does not guarantee that any third-party service is lawful in your jurisdiction.

4) Editorial Independence and Affiliate Disclosure

UMCard may earn a commission when you click on links to third-party poker or casino platforms and take action (such as registering or depositing). These are known as affiliate links.

  • This does not increase your cost.
  • Commissions help support the Site and keep content free.

Our rankings and reviews are based on practical criteria commonly discussed in our content, such as:

  • licensing and security standards,
  • payment speed and reliability,
  • mobile poker stability,
  • game traffic and format variety,
  • bonus terms and long-term value (rakeback, VIP systems).

We aim to be fair, transparent, and player-focused, even though we may earn commissions.

5) Third-Party Sites, Offers, and Accounts

Third-party operators control their own platforms. This includes:

  • bonus terms and wagering requirements,
  • rake structures and fees,
  • KYC and identity verification,
  • withdrawal timelines and limits,
  • account approvals, suspensions, or closures,
  • customer support and dispute handling.

UMCard is not responsible for:

  • losses, delays, or disputes on third-party sites,
  • changes to bonuses or promotions,
  • payment issues, denied withdrawals, or account actions.

Always read the operator’s terms and conditions before depositing or playing.

6) Acceptable Use

You agree not to:

  • scrape, copy, or automate access to the Site,
  • attempt to bypass security or interfere with Site operations,
  • use the Site for unlawful, deceptive, or abusive purposes,
  • infringe on intellectual property or privacy rights,
  • introduce malware or harmful code.

We may restrict or block access if we believe these rules are being violated.

7) Intellectual Property

All original content on UMCard—including articles, tables, comparisons, rankings, and branding—is owned by or licensed to us unless stated otherwise.

You may:

  • view and share links for personal, non-commercial use.

You may not:

  • reproduce, republish, or redistribute content without permission.

If you submit feedback, suggestions, or ideas, you grant us permission to use them to improve the Site without compensation.

8) Disclaimers

The Site is provided “as is” and for informational purposes only.

We do not provide:

  • legal advice,
  • financial advice,
  • gambling guarantees or predictions.

Information may become outdated, especially regarding payment methods, withdrawal speeds, mobile performance, or bonus terms. Always verify details directly with the operator.

Playing online poker involves risk, including the risk of losing money.

9) Limitation of Liability

To the fullest extent permitted by law:

  • UMCard is not liable for indirect, incidental, special, or consequential damages,
  • we are not responsible for losses arising from third-party platforms,
  • our total liability for any claim related to the Site is capped at $100.

10) Governing Law and Venue

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law principles.

Any disputes arising from or related to these Terms or the Site will be handled exclusively in the state or federal courts located in Delaware.

11) Changes to the Service

We may modify, suspend, or discontinue any part of the Site at any time, including content, rankings, features, or availability, without notice.

12) Contact

If you have questions about these Terms or the Site, please contact us via the website.

You can also review how we handle data in our Privacy Policy, typically available at:
https://umcard.org/privacy-policy/